How to Find the Right Automotive Insurance Companies for Chicago Uber Drivers

by | Dec 20, 2017 | Loans

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Do you drive an Uber around Chicago? One thing you’ll already know is a hassle is getting the right rideshare insurance coverage so that you meet the company’s requirements. But having this insurance is the best way to keep yourself safe from litigation in the future, so it’s important to really consider your options.

At Business Name, we know that navigating this particular insurance need can be hard. You have to have hybrid insurance, which covers you as a singular driver when you are alone, and you plus your customers when you are acting as a taxi. Many an Uber driver has become confused by the “tiered” coverage required, wherein coverage changes at each stage of an Uber trip.

But at the end of the day, what you really need is the right automotive insurance companies in Chicago. They’ll navigate the strange waters of the right insurance policy, while you focus on growing your business as an Uber driver. Here are the best companies we have worked with for this particular need:

  • GEICO: They offer a specific plan called the GEICO Ridesharing Insurance, that takes care of everything in one fell swoop. This is a hybrid policy that allows you to pay just once for all your auto insurance needs and be done. For most drivers who already use GEICO in Illinois, you’ll pay about an extra $25 per month to move to this type of policy.
  • Erie: Erie has an additional rideshare insurance that can be bundled with your existing auto insurance plan, which typically costs as little as $9 extra dollars a month for Illinois drivers.
  • Safeco: This is an easy option for Illinois drivers because you don’t have to change your existing insurance. Just add this $10 per month plan to your monthly bills and you’ve got coverage for Uber trips.
  • Allstate: Finally, Allstate offers a $2,500 gap coverage policy for covering Uber rides, which costs $15 per month to add to an existing Allstate coverage policy in Illinois.

As you can see, there aren’t a ton of options for Uber drivers in Chicago, but what does exist can be the difference between getting your rides there safely, or facing serious legal issues in the future. The good news is that most of these plans are affordable and that we can help! Contact us today at 773-838-3900 today to learn more.

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